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0333 043 4420
Outside the UK: +44 1695 411086

Personal Debt Collection Agency

Personal Debt Recovery for Businesses

Recover money owed to you by an individual with Federal Management, a trusted personal debt collection agency for UK businesses. Boasting a 90% debt recovery rate, we recover private debts quickly and efficiently.

Call us today on 0333 043 4420 and a debt recovery specialist will gladly assist you, or get in touch online.

Our private debt collectors are highly experienced in dealing with personal debt recovery and will always act with professionalism and discretion.

Some core practices included in our recovery process are:

  • Emails, SMS and Telephone Calls
  • Letter Before Action
  • Investigation and Mediation
  • Pre-action Negotiations and Repayment Schedules
  • Initial Tracing of Absconded Debtors
  • Regular Progress Reporting
  • Debt Collection Officers To Visit Debtors

Some of the Sectors That Use Our Private Debt Collectors

90% Success Rate

Our results are unrivalled — we have an 90% average success rate on undisputed business debts

£300m + Recovered

The total amount we have recovered on behalf of Local, National and International Businesses since 2004

20 Years +

We have provided our Award Winning Debt Recovery solutions across the UK and Overseas since 2004

Fully Accredited

Accredited in ISO:9001, CAI Collectors and Members of the Credit Services Association

Excellent Reviews

We have received hundreds of verified reviews from businesses and individuals across the globe

Submit an Enquiry

Do you need assistance with debt recovery or have questions about our services?

Our team of Debt Recovery Specialists are waiting to help. Fill out the enquiry form below with your details, and one of our advisors will get back to you as soon as possible.


Frequently Asked Questions

We understand you may have a few questions about our private debt collection services or the debt recovery process. To make things easier, we’ve compiled answers to some of the most common questions we get asked. If you don’t find what you’re looking for, please don’t hesitate to get in touch — we’re always here to help.

How Does Beginning the Debt Collection Process Work?

If you would like to collect on personal debt, it is advisable to send a letter before action that acts as a final reminder. This should inform the individual of the amount owed to you, and that further action will be taken if the payment is not made.

This can sometimes have the required result, but if it does not, be prepared to escalate your efforts by contacting a trusted debt recovery agency.

 

If there is no response to the letter before action or the debtor does not make payment, you can seek professional assistance to remedy the matter. This is normally via a personal debt collection agency specialist or a law firm.

For personal debt collection, it is recommended to follow the legal guidelines set out by the Financial Conduct Authority (FCA). According to FCA guidelines, the debt collection process must be fair, transparent, and non-menacing. Federal Management is highly accredited, meaning that we only follow the most ethical and lawful procedures.

Our recovery strategies include phone calls, letters, visits and, if needed, legal action.

Phone Calls and Letters

Phone calls and letters are sometimes the first steps before legal action. Some collectors only send an email, but any steps involve debt collectors contacting debtors to inform them of their liabilities and requesting payment.

Our private debt collectors use various trusted techniques to encourage debtors to make payments. They may offer payment plans or negotiate settlements in the creditor’s interest.

Dispute Mediation

Disputes may arise during the debt collection process, and our debt recovery professionals are highly trained in dispute resolution for all possible scenarios.

Our debt collectors have a straightforward complaints process in place. This allows the debtor to raise any issues and provide a clear solution for resolving these disputes.

Considering Legal Action

You may have to pursue legal action if all other attempts to recover the debt have failed. This may involve issuing a county court claim form, obtaining a county court judgment, or having our high court enforcement officers take action to recover the outstanding debt.

However, court proceedings are usually a last resort, as legal action is costly. Fortunately, most cases are settled without court action, and we work hard to avoid the need for a costly personal debt recovery solicitor and a county court judgment.

Our inclusive service is a fixed fee based on the value, age and complexity of the debt. We are a results-driven service, meaning there are no costs to be paid if we do not collect. There is only a small commission to be paid from successfully recovered funds. We offer competitive rates on all our services.

UK’s Lowest Commission rates from 6%

Up to 90% Recovery rate on undisputed Debts

Low Fixed cost Debt Recovery service

No Collection means No Collection Costs to pay!

Speak to a Debt Collection Expert now

For further information regarding our Private and VIP Debt Collection services, call our friendly New Business Team now on 0333 043 4420

Why Choose our Personal Debt Recovery Agency?

Our accredited debt collection agency is well established and offers a complete range of services aimed at swiftly and effectively recovering B2B debts. Some of the main benefits of choosing Federal Management include:

Free Pre-Action Appraisal

We conduct pre-action due diligence to ensure your debt is recoverable.

Low Cost & Fully Inclusive Service

We offer a low, fixed cost recovery service.

Federal Management