Small Business Debt Collection Agency
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Services
- All Services
- Business Debt Collection
- Consumer Debt Collection Services
- Veterinary Collection Agency
- Student Debt Collection Agency
- Small Business Debt Collection Agency
- School Fee Debt Recovery
- Recruitment Debt Collections Service
- Dental Debt Collection Services
- Construction Debt Recovery Services
- Healthcare Debt Recovery Services
- International Debt Collection
- Legal Collection Services
- Personal Debt Collection
- Private VIP Debt Collection
- Rent Debt Collection Services
- Unpaid Invoice Recovery Services
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Recover more for less with Federal Management. We understand how crucial cash flow is for small businesses and how outstanding invoices can be detrimental to your livelihood. Our small business debt collection agency gets results professionally and progressively.
Recover more for less with our small business debt recovery service. Call one of our expert agents on 0333 043 4420 today.
Benefits of Debt Recovery for Small Businesses
Unpaid invoices can put a strain on your available resources and stifle business growth.
A professional debt collection agency for small business helps you swiftly and ethically recover what you’re owed.

The benefits for your business include:
Improved cash flow: Efficient debt collection of outstanding invoices helps your business stay afloat financially.
Save time & resources: With experts at the helm of the collection process, you can focus on operating your business while they recover the overdue debt.
Legal compliance: Ensure your business complies with UK regulatory requirements, including FCA and CSA.
Maintain client relationships: Professional debt collectors maintain the goodwill between you and your clients while recovering money owed.
Reduced financial risk: Protect your bottom line by avoiding bad debt write-offs.
Recover quickly from late payments! Contact Federal Management today for expert UK-compliant business debt collection.
UK’s Lowest Commission rates from 6%
Up to 90% Recovery rate on undisputed Debts
Low Fixed cost Debt Recovery service
No Collection means No Collection Costs to pay!
Pragmatic Debt Collection Services
At Federal Management, we follow a structured and legally compliant debt collection process. We’ll do the debt recovery work while you focus on your business’s day-to-day.
1. Assessing the Debt and Pre-Action
Before any action is taken, we conduct a thorough assessment of the debt owed, ensuring validity and that all reasonable attempts to communicate the overdue invoices have been made. We will review all documentation, such as contracts, invoices and payment terms, to confirm enforceability.
We will then send a Letter Before Action (LBA) to the debtor. This is a formal notice to inform them of the outstanding debt and request payment within a set timeframe. With Federal Management, this is a free service we offer to our clients.
Before any action is taken, we conduct a thorough assessment of the debt owed, ensuring validity and that all reasonable attempts to communicate the overdue invoices have been made. We will review all documentation, such as contracts, invoices and payment terms, to confirm enforceability.
We will then send a Letter Before Action (LBA) to the debtor. This is a formal notice to inform them of the outstanding debt and request payment within a set timeframe. With Federal Management, this is a free service we offer to our clients.
2. Negotiation & Mediation
Our debt recovery service aims to collect in a way that’s amicable and empathetic while still remaining firm and pragmatic. We make contact with the debtor through professional communication, offering structured payment plans if needed. A diplomatic approach to debt collection may result in a resolution without escalating to legal action. If legal proceedings are inevitable, a county court judgment may be necessary.
Mediation ensures that the relationship between all parties remains intact while securing the funds owed to you. This is particularly important for small businesses that rely on ongoing partnerships to drive business.
3. Escalation to Legal Action
If initial attempts of debt collection fail, we can assist with escalating the matter legally. Some options to take action against individuals with outstanding invoices include:
County Court Claims: Issue legal proceedings with a claim with the County court for an official judgment. If the debtor fails to respond, then a County Court Judgment will be issued.
Statutory Demands: For debts over £750 for a commercial client, a statutory demand can be issued as a precursor to insolvency proceedings.
High Court Enforcement: For debt over £600 that is less than 6 years old and a CCJ is obtained, it’s possible for us to take enforcement action through High Court Enforcement Officers (HCEOs) for faster recovery.
4. Enforcement & Recovery
Once legal action has been taken, we can assist with enforcement through various means:
Warrant of control: Allows enforcement officers to seize control of assets or recover debt.
Attachment of earnings order: Deduct payments directly from the individual's wages.
Third-party debit order: This freezes funds in the debtor's bank account to receive payment.
Charging order: Secures the debtor's property as collateral.
To ensure the best chance of successful recovery of the money owed, enforcement actions are taken within full legal compliance.
Don’t let unpaid invoices slow down your business—keep a steady cash flow with Federal Management. Call our team at 0333 043 4420.
Why Use a Small Business Debt Collection Company?
Small business owners have the hard task of juggling business operations and profitability. Issues like overdue invoices and slow recovery on owed money get in the way of growing your business and consume valuable time and resources. Plus, attempting to cut costs by handling recovery yourself detracts time and effort and runs the risk of souring client relationships.
Small business owners have the hard task of juggling business operations and profitability. Issues like overdue invoices and slow recovery on owed money get in the way of growing your business and consume valuable time and resources. Plus, attempting to cut costs by handling recovery yourself detracts time and effort and runs the risk of souring client relationships.
That’s where small business debt collectors come in. With their industry-knowledge, outsourcing these recovery services can help you save on costs. Collection agencies for small businesses specialise in providing services that increase the chance of successful recovery and prevent any illegal mishaps.
90% Success Rate
Our results are unrivalled — we have an 90% average success rate on undisputed business debts
£300m + Recovered
The total amount we have recovered on behalf of Local, National and International Businesses since 2004
20 Years +
We have provided our Award Winning Debt Recovery solutions across the UK and Overseas since 2004
Fully Accredited
Accredited in ISO:9001, CAI Collectors and Members of the Credit Services Association
Excellent Reviews
We have received hundreds of verified reviews from businesses and individuals across the globe
Submit an Enquiry
Do you need assistance with debt recovery or have questions about our services?
Our team of Debt Recovery Specialists are waiting to help. Fill out the enquiry form below with your details, and one of our advisors will get back to you as soon as possible.
Federal Management: Debt Collections for Small Businesses
Founded in 2004, Federal Management is the UK’s leading business debt collection agency, specialising in B2B recovery. We provide a professional, pre-legal debt collection service, including negotiation, communication, mediation and debtor tracing.
Our FCA-compliant approach ensures maximum recovery while protecting your client relationships. Our accreditations also include ISO:9001 and CAI Collectors accreditation by the Credit Services Association . Trusted by businesses nationwide, we aim to offer a cost-effective solution to debt recovery with our no-win, no-fee approach and no hidden fees.
Founded in 2004, Federal Management is the UK’s leading business debt collection agency, specialising in B2B recovery. We provide a professional, pre-legal debt collection service, including negotiation, communication, mediation and debtor tracing.
Our FCA-compliant approach ensures maximum recovery while protecting your client relationships. Our accreditations also include ISO:9001 and CAI Collectors accreditation by the Credit Services Association. Trusted by businesses nationwide, we aim to offer a cost-effective solution to debt recovery with our no-win, no-fee approach and no hidden fees.
Frequently Asked Questions
Here are some commonly asked questions regarding our debt recovery services.
How Do I Know If I Need a Debt Collection Agency for My Business?
If overdue invoices are affecting your cash flow, it might be time to consider debt collection companies for small businesses. Chances are your employees don’t have the skills to successfully recover the invoice amount owed. There is also the unpleasant aspect of chasing down and enforcing repeated late invoice payments from the same set of customers.
When repeated attempts like phone calls and reminder letters fail to recover debt claims, it helps to defer to a professional for their services. Sole traders can benefit greatly from the expertise, especially so for large debt amounts; professional debt collection services will indicate the seriousness of the matter.
What Should I Expect from a Professional Debt Recovery Service From Federal Management?
Our goal is swift and professional debt recovery while keeping you informed at every step of the debt recovery process. We also offer ongoing credit control advice to small and other businesses that frequently experience unpaid invoices and non-payments.
We’re here to help prevent future issues so you can continue operations and keep a stable cash flow. At all times, we aim to provide you with a service that is centred around integrity, transparency and respect, regardless of the size of the debt.
Employing a small business debt collection agency like Federal Management boosts your chance of a 100% recovery rate.
What Our Client’s Say About Us
Our reputation is built on delivering our clients exceptional results and an outstanding level of service. Read some of the things our clients have to say about us.
Excellent Business Debt recovery service. Recovered a large debt on behalf of our company from an evasive supplier in London. Would use again
Have had numerous requirement to use Federal Management's services over the past year. They have proved themselves to be very professional in...
We have worked well with federal for a number of years. Would certainly suggest any business owner uses them.
100% the best debt collection agency our company has used over the past 7 years. Brilliant service and will be using again soon.
Federal Management is an FCA Regulated debt recovery agency that has been the UK’s best value debt collection solution for businesses since 2004.
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Contact
Head Office
Federal House, Maple Court
Skelmersdale, Lancashire
WN8 9TW
Phone: 0333 043 4420
Email: enquiries@federalmanagement.co.uk