Debt Collection Agency for England Businesses
Our Debt Collection Agency in England
Recover outstanding debts efficiently with Federal Management’s premier debt collection services. Our skilled debt collectors in England offer customised solutions to swiftly recover unpaid debts, catering to businesses countrywide with unparalleled expertise.
Take action now with our professional debt collection agency in England. Contact us today to book a free pre-action consultation.
Why Choose Our Debt Collection Agency?
In recent years, outstanding debts in England have been a significant concern, with businesses increasingly reporting owed money. It is estimated that 3 in 5 businesses are affected by late payment issues, impacting cash flow and growth.
When it comes to commercial debt collection in England, Federal Management is a trusted debt collection agency dedicated to helping businesses recover unpaid invoices. From expert debt advice to robust credit control, our fully inclusive services offered to our clients include:
- Full Legal Compliance
- Fully Inclusive Low, Fixed Costs
- Up to 90% Recovery Rate on undisputed debt
- UK’s Lowest Commission Rates From 6%
- FREE Debt Appraisal
Contact Information:
Opening Hours
Monday – 08:30 – 17:00
Tuesday – 08:30 – 17:00
Wednesday – 08:30 – 17:00
Thursday – 08:30 – 17:00
Friday – 08:30 – 17:00
Business hours exclude UK bank holidays. For more information, please visit this UK Bank Holidays page.
Benefits of Our Debt Collection Agency in England
Federal Management offers a results-driven debt collection service, helping businesses reclaim owed money while minimising disruption. With rising financial strain, nearly 50% of new debtors are now vulnerable, and average household debt is now at over £60,000. In 2024, approximately one in 191 companies in the UK entered insolvency, highlighting the challenges businesses face in the current economic climate.
Full Legal Compliance
As a fully regulated debt recovery agency, we adhere to strict legal and ethical standards. Our debt collectors operate under the guidelines of the Financial Conduct Authority (FCA) and the Credit Services Association (CSA) , ensuring a
Benefits of Our Debt Collection Agency in England
Federal Management offers a results-driven debt collection service, helping businesses reclaim owed money while minimising disruption. With rising financial strain, nearly 50% of new debtors are now vulnerable, and average household debt is now at over £60,000. In 2024, approximately one in 191 companies in the UK entered insolvency, highlighting the challenges businesses face in the current economic climate.
Full Legal Compliance
As a fully regulated debt recovery agency, we adhere to strict legal and ethical standards. Our debt collectors operate under the guidelines of the Financial Conduct Authority (FCA) and the Credit Services Association (CSA), ensuring a professional and responsible approach to debt recovery. We also assist with court action when necessary, helping clients handle late payments, non-payment, and any other financial disputes.
We guide businesses, sole traders and private individuals through the complexities of the debt recovery process and the legal frameworks that govern them. This ensures that all our debt recovery efforts comply with UK legislation, preventing hidden costs and unnecessary fees.
Fully Inclusive Low, Fixed Costs
At Federal Management, we believe in providing transparent and honest service. As a testament to our commitment, we charge a low, flat fee that is fully inclusive. This ensures our clients are fully informed about the costs involved and the services provided.
Up to 100% Successful Debt Recovery Rates
As an industry leader, we boast a high success rate of 90% for debt collection in England. In addition to this, less than 1% of our cases result in legal proceedings, saving our clients more money and valuable time.
UK’s Lowest Commission Rates From 6%
We understand the financial strain caused by unpaid invoices, that’s why we offer industry-leading low commission rates, starting from just 6%. We do not charge hidden or abortive fees, ensuring that our existing clients can recover outstanding debts without excessive expenses.
Our Comprehensive UK Debt Collection Services
From business and personal debts to overseas debt collection, our agency specialises in fast-track recovery. We aim to make our services accessible to both large and small companies, covering an array of recovery needs. Our core debt collection services in England include:
Business Debt Collection
B2B debt collection is our speciality, and we have collected millions of pounds for companies over the years. We assist with various types of business debt collection, including overdue account issues, unpaid invoices, commercial mortgages, bonds, and more.
We understand that even a single late payment can strain a company’s cash flow. If your business is struggling to recover payments, our expert debt recovery team is here to help restore financial stability.
Our local agents use multiple contact methods to kickstart the recovery process. These include formal demand letters, emails, SMSs and phone calls. Our team is well-equipped to handle bulk debt collections, making us an ideal partner for large corporations managing numerous overdue payments.
Private Debt Collection
Private debt collection involves recovering money owed between individuals. This could include a payment arrangement with the original creditor. This can include unpaid service debts such as veterinary or legal fees.
Our professional debt collection agency employs various strategies to recover payments. These include contacting the debtor by telephone or letter and negotiating repayment plans. If necessary, we can assist in escalating cases through legal channels, such as obtaining a County Court Judgment (CCJ) to enforce payment.
International Debt Collection
Chasing debtors who have moved abroad without settling their accounts can be stressful. Our expert debt recovery team is here to help. We work with a trusted network of global partners who handle debt recovery on your behalf, allowing you to focus on running your business.
Language barriers, time zone challenges, and differing legal systems are no obstacles for our debt-collecting specialists. We ensure an efficient and professional approach to recovering outstanding debts internationally.
Get your debtor to pay with the expertise of our professional debt recovery experts. Call us today at 03300434421 for efficient help getting the payment you deserve.
90% Success Rate
Our results are unrivalled — we have an 90% average success rate on undisputed business debts
£300m + Recovered
The total amount we have recovered on behalf of Local, National and International Businesses since 2004
20 Years +
We have provided our Award Winning Debt Recovery solutions across the UK and Overseas since 2004
Fully Accredited
Accredited in ISO:9001, CAI Collectors and Members of the Credit Services Association
Excellent Reviews
We have received hundreds of verified reviews from businesses and individuals across the globe
Submit an Enquiry
Do you need assistance with debt recovery or have questions about our services?
Our team of Debt Recovery Specialists are waiting to help. Fill out the enquiry form below with your details, and one of our advisors will get back to you as soon as possible.
Frequently Asked Questions
We understand you may have questions about our services or the debt recovery process. To make things easier, we’ve compiled answers to some of the most common queries. If you need further assistance, please contact us – we’re always here to help.
What Happens If You Cannot Collect The Debt?
In rare cases where we cannot collect, we will advise court action as a last resort. Fortunately, we boast a 90% debt recovery success rate in the UK, meaning we almost always get the debtor to pay. Our approach involves working with debtors to establish realistic payments, ensuring a fair resolution for all parties.
How Long Does The Debt Recovery Process Take?
The process varies depending on the complexity of the case and the debtor’s cooperation. Straightforward cases can be resolved within weeks, while more challenging cases can take months. Legal proceedings may be advised, which can extend the time period.
How will I know the progress of my case?
We understand the need to be informed about your case. That’s why we provide regular updates via email, phone calls, and our secure online client portal. This ensures you can easily track every step of the debt recovery process.
What Happens If The Debtor Files for Bankruptcy?
If a debtor declares bankruptcy, an automatic stay immediately stops all collection efforts until the case is resolved. An automatic stay is a legal provision in bankruptcy law that halts all collection activities, lawsuits and foreclosures against the debtor. This gives them temporary protection from paying back the debt.
The creditor will need to file a bankruptcy claim with the court to seek possible repayment. However, certain debts take priority, so you might only receive a portion of what is owed.
Depending on the debtor’s assets and the case details, some or all of the outstanding debts may be discharged. Our agency can advise you on the best course of action in such situations.
Can You Guarantee Recovery of My Debt?
While we cannot guarantee recovery in every case, we use proven methods and extensive experience to increase the chances of successful debt collection. We provide a free, honest appraisal of your case and work tirelessly to increase the chances of getting paid.
Get paid faster with our results-driven services for debt collection in England.
Streamline your debt recovery with Federal Management.
How Our Debt Collection Agency Works
Our debt recovery team prioritises our customers' best interests, fosters trust, and delivers exceptional results. Companies seeking legal and effective debt solutions widely use our services.
Through years of experience, we have developed a bespoke debt recovery process designed to maximise the chances of successful collection. Here’s a brief overview of how our payment recovery process works.
Step 1: Initial Consultation
The journey begins with a free and transparent appraisal of your debt. During this stage, we take the time to understand the specifics of your case, gather all supporting documents, and determine the best course of action.
Our Experts assess the likelihood of a
How Our Debt Collection Agency Works
Our debt recovery team prioritises our customers' best interests, fosters trust, and delivers exceptional results. Companies seeking legal and effective debt solutions widely use our services.
Through years of experience, we have developed a bespoke debt recovery process designed to maximise the chances of successful collection. Here’s a brief overview of how our payment recovery process works.
Step 1: Initial Consultation
The journey begins with a free and transparent appraisal of your debt. During this stage, we take the time to understand the specifics of your case, gather all supporting documents, and determine the best course of action.
Our Experts assess the likelihood of a successful recovery based upon intelligence gathering.
Where recovery is deemed possible, Our experienced team provides tailored advice outlining the most effective strategies to encourage the debtor to pay.
Step 2: Debt Recovery Action
The next step is to start the Debt Recovery process. This will begin with a formal notice of instruction issued. This notice advises the debtor that we have been instructed to recover the full amount due. This is then be followed up with Phone Calls, Email and Texts.
Further communications will be made, each increasing in seriousness to make the debtor fully aware of the pending actions. Where appropriate, a Collections Officer may also attend the Property or Premises of the Debtor to engage them and seek payment.
Our Debt Collection strategies have been carefully crafted over the past two decades to maximise chances of a full recovery.
Every communication is expertly dealt with to convey the seriousness of the situation while remaining compliant with legal requirements.
This prompts debtors to settle the debt quickly.
Step 3: Dispute Resolution
If the debtor raises any disputes regarding the debt, our team handles them through an established dispute resolution process. We resolve any misunderstandings or discrepancies through open communication.
Our goal is to find a resolution that benefits both parties, maintains positive relationships, and avoids the need for legal proceedings.
Step 4: Issue of County Court Judgment (CCJ)
As a final measure, we can obtain a CCJ to legally enforce payment. Fortunately, our stringent dispute resolution process and robust credit control checks minimise the chances of legal proceedings, saving creditors valuable time and money.
Once a CCJ has been obtained, we can then look at CCJ Enforcement options such as a writ to seize goods or freezing bank accounts.
Federal Management: Debt Recovery Solutions in England
At Federal Management, we understand that every debt recovery case is unique. That’s why our debt collection agency provides tailored solutions designed to meet the specific needs of our customers—whether you own a large business or are a sole trader.
With our expert support, award-winning services and industry-leading processes, we help creditors recover outstanding debts efficiently. Our transparent approach ensures you always understand the cost involved, and we keep you informed at every stage.
We always act in the best interest of our customers, providing service rooted in integrity, transparency and respect. Contact Federal Management today, the UK’s number 1 Business Debt Collection Agency.
What Our Client’s Say About Us
Our reputation is built on delivering our clients exceptional results and an outstanding level of service. Read some of the things our clients have to say about us.
Excellent Business Debt recovery service. Recovered a large debt on behalf of our company from an evasive supplier in London. Would use again
Have had numerous requirement to use Federal Management's services over the past year. They have proved themselves to be very professional in...
We have worked well with federal for a number of years. Would certainly suggest any business owner uses them.
100% the best debt collection agency our company has used over the past 7 years. Brilliant service and will be using again soon.
Federal Management is an FCA Regulated debt recovery agency that has been the UK’s best value debt collection solution for businesses since 2004.
Services
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Our Offices
Contact
Head Office
Federal House, Maple Court
Skelmersdale, Lancashire
WN8 9TW
Phone: 0333 043 4420
Email: enquiries@federalmanagement.co.uk