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0333 043 4420
Outside the UK: +44 1695 411086

Debt Collection Agency in Scotland for Businesses

Our Debt Collection Agency in Scotland

Recover outstanding debts fast with Federal Management — a leading B2B debt collection agency in Scotland. We offer low commission fees and a high successful recovery rate, ensuring efficient and effective commercial debt collection.

We can help businesses across the country recover debts, whether it’s a small family run business or large corporate company. Some of our main areas of operation include Glasgow, Edinburgh, and Aberdeen.

Get paid what you are owed quickly and discreetly. Get in touch with our Scottish debt collection specialists via the button below to book a free appraisal or call us on 0333 043 4420

Book a Free Debt Assessment


Federal Management Scotland Office

Albany Chambers
Albany Street
Oban
PA34 4AL

Opening Hours

Monday – 08:30 – 17:00
Tuesday – 08:30 – 17:00
Wednesday – 08:30 – 17:00
Thursday – 08:30 – 17:00
Friday – 08:30 – 17:00

Business hours exclude UK bank holidays. For more information on these, please visit this UK Bank Holidays page.

Our Professional Debt Collection Services in Scotland

At Federal Management, our services stand out from other debt collection firms. Some of our key services for debt recovery in Scotland include:

Business Debt Collection

Business debts arise when one company owes money to another, often due to unpaid invoices. These debts include bonds, commercial mortgages, bank loans, and overdue accounts.

Our business debt recovery services cater to all debt collection requirements, and we are mindful of existing trading relationships. Our services are beneficial to smaller businesses that cannot afford in-house credit control departments .

We can also assist with bulk debt recovery for bigger businesses that need large debt funds recovered.

Fully Accredited Debt Collectors Trusted by 1000s of Businesses

Federal Management are regulated by the Financial Conduct Authority and proud long serving members of the Credit Services Association. We have been trusted by thousands of companies to recover debts, big and small. Our debt collection services are accredited by the ISO:9001 and CSA Initiative, and we are the ONLY agency that is accredited by the Financial Services National College.

90% Success Rate

Our results are unrivalled — we have an 90% average success rate on undisputed business debts

£300m + Recovered

The total amount we have recovered on behalf of Local, National and International Businesses since 2004

20 Years +

We have provided our Award Winning Debt Recovery solutions across the UK and Overseas since 2004

Fully Accredited

Accredited in ISO:9001, CAI Collectors and Members of the Credit Services Association

Excellent Reviews

We have received hundreds of verified reviews from businesses and individuals across the globe

Submit an Enquiry

Do you need assistance with debt recovery or have questions about our services?

Our team of Debt Recovery Specialists are waiting to help. Fill out the enquiry form below with your details, and one of our advisors will get back to you as soon as possible.


Frequently Asked Questions

We understand you may have questions about our services and the debt recovery process. To make things easier, we’ve compiled answers to some of the most common inquiries below.

All Scottish debt collection actions must comply with FCA guidelines. This means any debt recovery actions must be lawful, ethical and free from aggression or threatening behaviour.

The costs of debt collection in Scotland vary depending on the amount and complexity of the debt. The industry average commission rate is 15-40%.

At Federal Management, our commission rates start from only 6% for high-value debts.

A reputable company should have positive online reviews, a long-standing industry presence and recognised accreditation.

Working with the best debt collection agency in Scotland ensures higher success rates. While the best agencies may not be the cheapest, they recover more funds ethically and efficiently.

Our agency boasts years of positive reviews and nearly two decades as a trusted name in Scottish debt collection.

Debt recovery lawyers should only initiate court proceedings if pre-litigation attempts fail and the debtor remains non-compliant.

Avoid costly legal action with our debt collection agency in Scotland.
Call us today for expert advice and a successful debt recovery.

How Our Debt Collection Process Works

Federal Management follows strict legal and ethical protocols to claim back funds quickly and professionally.

Initiating the Debt Collection Process

The whole debt collection process starts with a demand letter or email notifying the debtor of their obligations. Our debt recovery team contacts them via telephone, SMS, emails or letters to arrange payment.

Addressing Non-Payment

If the debtor fails to respond, we escalate with formal notices and follow-up calls. Our specialists negotiate payment plans when possible, aiming to resolve disputes without court action or sheriff officers.

This approach ensures efficient debt recovery while minimising legal costs.

Federal Management